Meet Klarna

 

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How does Pay in 3 work?

Pay in 3 allows you to spread the cost of your purchase over three equal payments. Your first instalment will be collected from your debit or credit card when Wayfair confirms your order and Klarna will automatically collect the second and third instalments 30 and 60 days later, respectively.
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Am I eligible for Pay in 3?
To use Pay in 3, you must be at least 18 years old. Eligibility for Pay in 3 is also subject to your financial circumstances. But don't worry - applying won't affect your credit rating.
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Why was I declined?

Klarna's Pay in 3 decision depends upon a number of factors, including address details, cardholder details, the amount of your order, your previous order history, and item availability. For more information about your decision, please get in touch with Klarna directly.
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Can I pay before the due date?

You sure can! If you want to pay the outstanding balance of your Pay later in 3 purchase, simply log in, go to the order page, and select 'Pay off early'. You can also use the Klarna app to manage repayments and purchases.
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What do I need to provide when I make a purchase?

To pay in 3 instalment with Klarna, you'll need to provide the following:
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Your mobile number
Email Address
A valid debit/credit card
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Klarna will send all correspondence via email, but they'll need your phone number if they need to reach you immediately. Please make sure that you provide accurate information so you receive your payment schedule and any updated order information.
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What happens to my payments if I return my purchase?

Start the return process as usual, through us at Sports Cards Direct. Once we confirm that we have received your return, Klarna will take it from there and adjust your payments as needed.
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After We have processed your return, Klarna will issue a refund and update your statement. If you made a full return, Klarna will refund any collected payments and cancel future schedule payments. If you made a partial return, Klarna will send you an updated statement with an adjusted payment schedule.
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Have Additional Questions?

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See Klarna's Frequently Asked Questions or contact Klarna's customer care team.
Local Number: 0203 0050 833
Free phone Number: 0808 1893 333
Klarna's Pay in 3 instalments and Pay in 30 days credit agreements are not regulated by the FCA. Missed payments may affect your ability to use Klarna in the future. 18+, UK residents only. Subject to status. T&Cs apply. Learn More.
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